Easily send a temporary, virtual credit card to pay for business expenses.

Corporate credit cards simplify expense management, but they’re not always practical for everyone in your organization. With Instant Card, you can extend corporate purchasing power through temporary credit cards to anyone in your workforce.

Picture this: IT needs to buy laptops for remote employees, or a contractor needs to buy materials for a project. Anytime someone – like a job candidate, volunteer, contractor, or infrequent traveler – needs to make a business purchase and doesn't have a corporate credit card, Instant Card offers a seamless, flexible and secure solution.

Instant Card lets you digitally issue a temporary credit card number that’s ready for immediate use on a mobile device. It’s a fast, efficient way to avoid personal card reimbursements while unlocking rebate opportunities for your organization.

Fast, secure and ready when you need it

Discover Instant Card’s key features.

Straightforward setup

Issue an Instant Card in minutes with just a few simple steps. It’s quick and easy to give your workforce access to the funds they need to keep your operations running smoothly. 

Convenient use

In a single step, recipients can download an Instant Card to their mobile wallets and make in-store purchases instantly. Full card details are securely available for online purchases as well.

Immediate access to funds

No waiting for a physical card and no need for your workforce to cover expenses with their personal card. Funds are available as soon as the Instant Card is issued, freeing your workforce from the hassle of using their personal card and waiting for reimbursement.

Maintain control and oversight

Set card limits and expiration dates to reduce the risk of fraud or misuse. Instant Card seamlessly integrates with U.S. Bank Access® Online so you can readily review transactions and maintain visibility into spending in real time.

How U.S. Bank Instant Card® works.

Using the Instant Card mobile or desktop app, you can quickly issue a temporary credit card for immediate use – no delays, no hassle.

Step 1:

Provide the recipient’s basic information, set a spending limit and choose an expiration date.

Step 2:

Send the temporary virtual credit card directly to the recipient through the Instant Card app.

Step 3:

The recipient can access the card details on their mobile device and easily add it to a digital wallet for fast, secure payments.

Want to learn more about Instant Card?

Got questions? We’ve got you covered.

Check out our frequently asked questions (PDF) to learn more about how Instant Card can simplify business payments.

Want to dive deeper?

Explore our overview guide (PDF) for key product details, and don’t miss our featured articles:

Effortlessly manage cards and payments.

U.S. Bank Access® Online

Simplify card management, enhance efficiency and gain real-time insights into your spend with U.S. Bank Access Online.

Payment solutions

Discover how our payment solutions can help your organization streamline processes, reduce costs and enhance control.

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Disclosures

Deposits with U.S. Bank National Association are not insured by the Canada Deposit Insurance Corporation.

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