Easily send a temporary, virtual credit card to pay for business expenses.

Corporate credit cards make expense management easier, but it doesn't necessarily make sense to issue them to everyone in your organization. With Instant Card, you can extend corporate purchasing power to those who need it anywhere, instantly.

IT needs to purchase laptops to deploy to remote employees. A contractor needs to buy materials or tools for a project. Any time anyone in your organization needs to make an unplanned business purchase and doesn't have a corporate credit card – like job candidates, contractors, volunteers, or infrequent travelers – consider sending them an Instant Card instead.

Instant Card is a fast, efficient and easy way to digitally send a temporary, single-use virtual credit card to anyone for immediate use on a mobile device. Not only can Instant Card eliminate the need for personal card spend and reimbursement, it can also create greater rebate opportunities for your organization.

How U.S. Bank Instant Card® works

Instant Card uses a mobile application to create and distribute temporary, single-use virtual credit cards in real-time for immediate use on a mobile device. Set up and use is easy:

  1. Enter basic recipient details. Set the credit limit and expiration date.
  2. Push the virtual credit card to the recipient through the Instant Card app.
  3. View the account details on a smart device or download into a mobile wallet.

Features and benefits

Easy to set up. With just a few simple steps, you can send an Instant Card to anyone in your organization who needs it.

Simple to use. All it takes is a single click for the recipient to download the Instant Card into their mobile wallet and use for in-store purchases. Recipients can also securely view full card details to make online purchases.

Instant access to funds. Funds are available for immediate use. There’s no need to wait or need for a physical card.

Maintain control and visibility. Set card limits and expiration dates to protect against fraud and misuse. Instant Card seamlessly integrates with U.S. Bank Access® Online so you can readily review transactions online

Want to learn more about Instant Card?

Questions? We’ve got answers. We put together some frequently asked questions (PDF) to give you more information about U.S. Bank Instant Card. Still want to learn more? Make sure to read our overview guide (PDF) for additional product details as well as our popular articles below.

Take the personal out of business expenses (PDF)

5 key factors driving mobile payment adoption (PDF)

5 reasons why you should invest in mobile tools for your employees (PDF)

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Disclosures

Deposits with U.S. Bank National Association are not insured by the Canada Deposit Insurance Corporation.

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